The European Federation of Financial Advisers and Financial Intermediaries

FECIF is an independent, non-profit trade association that supports and promotes the role of financial advisers and intermediaries in Europe, whilst also representing them at the highest European levels.

✦ REPRESENTATION ✦ STARTS WITh YOU

Past Editorials

Vania Franceschelli
FECIF Chairperson

Editorial | July 2025

Let Advisers Advise: Clearing the Path to a True Savings and Investments Union

Europe's financial advisers risk getting trapped in a regulatory maze that could stifle the competitiveness we desperately need. While the Commission's simplification…

David Charlet
ANACOFI President & FECIF Board Director

Editorial | June 2025

Simplification or Stagnation? The EU’s Regulatory Dilemma

All that for that result ? The European Union has finally realized that it's too cumbersome and not effective enough. It's analyzing and questioning…

Josep Soler-Albertí
EFPA Spain’s Executive Director

Editorial | May 2025

Trump Naked, Now What?

Barely three months have passed in his second term, yet it feels like years. With a compulsive media presence and dominating headlines through often…

EDITO | SEPTEMBER

EDITO | SEPTEMBER

July 01, 2025

Sept 09, 2025

Sept 09, 2025

by Michael Herzhofer
AFPA Chairman

Senior consumers and their access to insurance and financial services

In collaboration with an independent market research institute, AFPA has conducted a nationwide study on the provision of insurance and financial services to senior consumers, i.e., people aged 55 and over.

The background was that in recent years, there had been recurring complaints that access to insurance and loans becomes more difficult with age compared to younger individuals, or that the scope of coverage diminishes as people get older. The aim was to collect concrete facts and figures and to take stock of the situation, in particular with regard to the provision of insurance and loans.

It is interesting in this context that EU supervisory authorities are now also investigating potential gaps in the finan- cial provision for the population. For example, the European Insurance Authority, EIOPA, states in its 2025 work pro- gramme that it aims to „contribute to the development of a sustainable insurance and pension system … by closing protection gaps, for the benefit of citizens and businesses in the EU.“ A total of 31 times, the document describes the need to close identified „protection gaps“…

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FECIF supports and promotes the financial advisory sector

Charted in 1999, FECIF (The European Federation of Financial Advisers and Financial Intermediaries) is a non-profit trade association that supports and promotes the role of Financial Advisers and Intermediaries in Europe, whilst also representing them at the highest European levels.

Our main activity is to, trough lobbying, carry their point of view to European policymakers and regulators.

FECIF represents…

+450k

european financial intermediaries

via

24

national trade association

operating
across

27

EU member states

Our mission

1

Carry

the point of view of Financial Advisors to European policymakers and regulators trough lobbying

1

Carry

the point of view of Financial Advisors to European policymakers and regulators trough lobbying

1

Carry

the point of view of Financial Advisors to European policymakers and regulators trough lobbying

2

Serve

as a forum for advisors in different countries to learn about best practice in distribution, advice and savings products

2

Serve

as a forum for advisors in different countries to learn about best practice in distribution, advice and savings products

2

Serve

as a forum for advisors in different countries to learn about best practice in distribution, advice and savings products

3

Enable

product providers (associate members) to understand the needs of financial advisors across Europe

3

Enable

product providers (associate members) to understand the needs of financial advisors across Europe

3

Enable

product providers (associate members) to understand the needs of financial advisors across Europe

Events

Upcoming Events

Sep 16, 2025

FECIF

FECIF Board Meeting

hosted by AfW

Berlin, Germany

Learn more

Sep 18, 2025

EFPA Spain

Jornada Asesoramiento Financiero en ANDORRA

Unsquare Studio

Andorra la Vella, Andorra

Learn more

Sep 24, 2025

Infopro Digital

La Convention Patrimonia 2025 Lyon

Centre de Congrès de Lyon

Lyon, France

Learn more

Sep 25, 2025

HUB+

Asset Allocation Insights by HUB+

Hôtel Métropole Genève

Geneva, Switzerland

Learn more

Nov 4, 2025

FECIF

FECIF White Book 2025 Launch event

TBA

Brussels, Belgium

Learn more

Nov 13, 2025

EFPA Spain

EFPA Spain 25 years Anniversary

Auditorio de Abante.

Madrid, Spain

Learn more

About FECIF

Standing up for Independent Advice

Today, FECIF is composed of associations rather than distribution networks, as it was when first chartered. This shift has made us significantly larger and more representative.

Thanks to years of dedicated work, FECIF is now officially recognized as a stakeholder by the European Commission.

“Europe's financial advisers risk getting trapped in a regulatory maze that could stifle the competitiveness we desperately need.
Now more then ever, representation matter”

Vania Franceschelli

FECIF Chairperosn

Representation

FECIF intends to focus squarely on advocacy: this means carrying the voice of financial advisors to the European regulators, policymakers and the Commission, and bringing to national associations a high-level view of what is being prepared in Brussels that is likely to impact our activities.

Via its Brussels Head Office, FECIF provides strong and effective representation, lobbying stringently on behalf of its members.

Regulatory knowledge
Expertise and assistance
Direct input to EU regulation
Image Benefits
Conferences, webinars & workshops
Representation

FECIF intends to focus squarely on advocacy: this means carrying the voice of financial advisors to the European regulators, policymakers and the Commission, and bringing to national associations a high-level view of what is being prepared in Brussels that is likely to impact our activities.

Via its Brussels Head Office, FECIF provides strong and effective representation, lobbying stringently on behalf of its members.

Regulatory knowledge
Expertise and assistance
Direct input to EU regulation
Image Benefits
Conferences, webinars & workshops
Representation

FECIF intends to focus squarely on advocacy: this means carrying the voice of financial advisors to the European regulators, policymakers and the Commission, and bringing to national associations a high-level view of what is being prepared in Brussels that is likely to impact our activities.

Via its Brussels Head Office, FECIF provides strong and effective representation, lobbying stringently on behalf of its members.

Regulatory knowledge
Expertise and assistance
Direct input to EU regulation
Image Benefits
Conferences, webinars & workshops

25 Years Anniversary

25 Years
of achievements

Last year, FECIF proudly celebrated its 25th anniversary. Since its establishment in 1999 by a group of pioneering entrepreneurs who were shaping the future of financial advice across Europe, the association has evolved significantly."

Today FECIF is a group of associations rather than distribution networks. This has helped us become larger and more representative, but also more exposed to regulation. Thanks to the work of these years, FECIF is today recognized as a stakeholder by the European Commission.

Best example of recent achievements is the discussion on Retail Investment Strategy (RIS) over the past 12 months: FECIF helped identify the problems and present the position of the financial advisors, in very close co-ordination with the work of each individual association with their local regulators, in co-operation with other European associations.


Browse phtotos from the event

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FECIF Members

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Become a Member!

Representation
starts with you!

It has become increasingly obvious that the financial advisory sector needs strong representation, not only to help avoid unnecessary and unworkable regulations but also to ensure a level playing field. Without such representation the working environment is likely to become biased in favour of the so called too-big-to-fail institutions, and possibly also automated offerings, to the detriment of many advisers and intermediaries.

Who should consider Membership?

All national Trade Associations representing and/or supporting financial advisers and intermediaries should strongly consider FECIF membership, as should individuals involved in the provision of financial advice, where they are not presently represented, or associated with an existing FECIF member.

Any individuals or entities that are looking for support and assistance when dealing with European regulatory affairs, especially if conducting cross-border business in the EU, also benefit significantly from FECIF membership.

Active Membership
Direct Membership

Available to Trade Associations, professional bodies and other organisations based in Europe who represent and/or support financial advisers and intermediaries.

Main Advantage 1

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Advantage 02

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Advantage 03

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Active Membership
Direct Membership

Available to Trade Associations, professional bodies and other organisations based in Europe who represent and/or support financial advisers and intermediaries.

Main Advantage 1

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Advantage 02

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Advantage 03

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Active Membership
Direct Membership

Available to Trade Associations, professional bodies and other organisations based in Europe who represent and/or support financial advisers and intermediaries.

Main Advantage 1

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Advantage 02

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Advantage 03

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Get in touch

Ready to
shake things up?

Help promote the role of financial advisers & intermediaries in Europe, whilst also representing them at the highest European levels.

Have a Enquiry or an Idea?

Let’s start a conversation and help promote the role of financial advisers & intermediaries in Europe

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